valo

Your portfolio, intelligently observed.

A calm, monospace-precise dashboard for stocks, crypto, FX, and commodities. Live data, dense analysis, ambient AI — all in one place.

valo on desktop and mobile
Sonny

An always-on portfolio analyst, in plain English.

Ask anything about your positions, exposure, or risk. Sonny reads your real holdings, runs financial analysis, and gives you concrete, numerate answers.Sonny is informational only — not financial advice.
Sonny
Portfolio AI
How risky is my portfolio?

30D rolling volatility12.4%
12 monthsbelow avg
Analysis

Portfolio analytics that respect your time.

Sharpe, Sortino, beta, drawdown, correlation, stress tests. The metrics professional desks rely on, presented without the bloat.
Portfolio analytics12M
Sharpe ratio
1.42+0.08
Sortino ratio
1.94+0.12
Beta
0.86-0.02
Volatility
14.2%-0.4%
Max drawdown
-8.3%+0.6%
Markets

See the world's markets at a glance.

Heatmaps, sector breakdowns, top movers, standouts — all on one calm screen. Built for when you want context, not chaos.
Watchlist & alerts

Notifications that actually mean something.

52-week highs and lows, breakouts, threshold crossings — alerts you've chosen, when they happen. No marketing pings, no 'big news' filler.
Watchlist · Tech
  • AAPL
    Apple
    $235.18+1.24%
  • NVDA
    NVIDIA
    52W HIGH
    $140.32+2.81%
  • AMZN
    Amazon
    $182.45+0.62%
  • GOOGL
    Alphabet
    $167.20-0.41%
  • META
    Meta
    NEAR 52W HIGH
    $598.12+1.84%
UK tax

UK tax, in plain view.

Realised gains, allowance usage, and dividend income tracked across the tax year. See your position at a glance, export when you need it.
UK tax · 2025/26Continuous
Realised gains (YTD)£18,420
CGT allowance used£3,000 / £3,000
CGT position£3,084
Dividend income£2,150
Security

Secure by design.

Read-only access, bank-grade encryption, no data selling.

We can't touch your money.

When you connect a brokerage, we get read-only access. We see balances and history, but can't place trades or move money. The API permission doesn't exist.

Encrypted, end to end.

Your data is encrypted in transit (TLS 1.3) and at rest (AES-256). The same standards your bank uses. Audited cloud infrastructure throughout.

Your data, only your data.

We make money from subscriptions, not your data. Nothing is sold, shared, or used to train outside models. Export or delete it all, any time.

Pricing

Simple, transparent pricing.

One plan, two ways to pay. Cancel anytime.

Monthly
£9.99/ month
Billed monthly
AnnualSave 17%
£8.33/ month
£99.99 billed annually
All features included
  • Unlimited assets & portfolios
  • Real-time price updates
  • ISA, SIPP & GIA accounts
  • 21 currencies with live FX
  • Benchmark comparisons
  • Notes & tags
  • CGT tax reports
  • Self Assessment export
  • Sharpe, Beta & Correlation
  • 10-year financial statements
  • Financial calendar
  • Sonny AI portfolio chat
  • Sonny Experts (AI Financial Personas)
  • Stress testing
  • Technical analysis
  • Earnings intelligence
  • Watchlist & AI theses
  • Multi-broker sync & CSV import
About

Built for investors, by investors.

Personal finance shouldn’t require a Bloomberg terminal or a £500/hour accountant. valo was built on a simple belief: retail investors deserve the same clarity and tooling that hedge funds take for granted.

We combine AI-powered analysis with institutional-grade portfolio tools — Sharpe ratios, correlation matrices, benchmark tracking — and wrap them in an interface anyone can use. Connect your broker, and valo gives you a complete top-down view of your net worth across every account, currency, and tax wrapper you hold.

No jargon walls. No features locked behind Pro tiers. Just honest, powerful tools that help you understand exactly where your money is and how hard it’s working.

Get in touch

Questions, feedback, or partnership enquiries.

hello@valo.money

Start tracking. Start understanding.

Free trial, no credit card. Connect a portfolio in under a minute.